Legal Credit Repair

Most people will need the assistance of an attorney at some point during their lives, to help them with a legal issue. Buying a home, seeking compensation after an accident or injury, defending yourself after an arrest, setting up a will, or adopting a child are some of the many reasons people need to find an attorney. Finding an attorney seems like an easy thing to do, after all you just have to open the yellow pages to see a comprehensive list pf all the attorneys in your area. However, picking an attorney at random is not always the best way to find one.

Perhaps the best way of finding an attorney is to ask for suggestions from friends and family. Asking people you know which attorney they would recommend is a good way to get an honest and reliable recommendation, or advice to steer clear of a particular attorney. Because most people have to use an attorney at some point, many of the people you know will have experience working with at least one attorney in your area. See what your friends and family think about the attorneys in your area before choosing one, that way you can be assured that you will have a good experience with the attorney you choose.

If you don’t have many personal references to go off of when finding an attorney, you can use the internet to get plenty of references and suggestions. There are many resources online that you can use to search for local attorneys that specialize in the area which you need assistance. Once you have found local attorney listings, you can look at reviews of the practice as well as ratings, giving you an idea of the experience past clients have had with them.

If you need an attorney it is always a good idea to get references form trusted sources and look up the possible attorneys online to see what other people are saying about them. That way you can get unbiased opinions about their service and ensure that you will find an attorney that will do a good job for you.

‘Credit Repair’ Operation Settles with FTC; Company Made False Claims and Charged Illegal Up-Front Fees

A federal court has ordered a credit repair operation and its principals to stop making false claims and requiring advance payment for credit repair services. The agreed-upon court orders are a result of a settlement between the Federal Trade Commission and the “credit repair” defendants.

The Commission sued the defendants in October 2008 as part of “Operation Clean Sweep,” a crackdown on credit repair operations. The defendants represented that they could remove negative but accurate information from consumers’ credit reports, including bankruptcies and late fees. According to the FTC, the defendants charged consumers up to $59.95 initially, then $59.95 per month, to send letters to credit reporting agencies disputing information on the consumers’ credit reports. Contrary to the defendants’ representations to consumers, those dispute letters failed to remove accurate negative information from the consumers’ credit reports.
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